Health Insurance For Pregnant Women

Family Health insurance for pregnant women?

Question: Hello. I am planning in the near future to have children with my wife. I have health insurance coverage through my job but I am unsure of the stability of the work so I am deciding to have a plan on the side just in case. I would like to know any suggestions about which company/plan/ route anything you want to call it to go for having Family health care especially for a pregnant woman and youngsters. Thank you very much.

Answer: Good luck with that. Thanks to the Health Reform Act, the vast majority of insurance companies will no longer sell any kind of maternity benefits. I know of ONE company here in Texas that will - and they have a $5,000 deductible - so you pay the first $5K. Not much more than a prepayment plan. My suggestion, is find a job with more security, that still has health insurance. You're probably only going to find maternity coverage on a group plan.

Pregnant women and health insurance?

Question: A friend of mine has health insurance but has not had it for a year yet and just found out she's pregnant and her health insurance for pregnant women will not kick in until after one year of having it. My question is what are her chances of being able to get approved for the medicaid for program just for pregnant women and not loosing her health insurance she has now ? She makes about $50,000 a year and already has a child also.. And we live in Georgia.

Answer: Qualifications for Medicaid, are strictly based on your household income, assets, and the number of people in your household - none of which you indicated in the question. There's no way for anyone here to know. If she makes big bucks, she's not going to qualify. $50,000 is way to much for a family of three (mom, unborn baby, and child she already has). She'll have to "self pay" for this birth.

For pregnant women- Which health insurance plan do you use or think is best to have during pregnancy?

Question: My husband and I are overwhelmed at all the health insurance plans out there. We want to know for those who are having a sleep4you.com/sleep.php/84/baby.html'>baby or are trying and have health insurance- which one is the best to have during pregnancy?

Answer: well im on medicaid