Disability Insurance Pregnancy

Forum - Questions & Answers

taking vacation pay after applying pregnancy disability insurance?

Question: After applying pregnancy disability insurance, there will be 8 days before I receive the insurance check. May I take vacation pay in these 8 days? Will it make me not qualified for receiving pregnancy disability insurance? Thanks.

Answer: If your company allows it, you can.

insurance settlement and disability insurance due to pregnancy?

Question: I am currently receiving a check every month from my mom's car accident settlement, but now i have to take maternity leave because I am pregnant. Will this affect my eligibility for the disability insurance? and where on the EDD form do i report this income?

Answer: It will not effect your eligibility, but it may be considered an offset to your statutory benefit. If there is not a spot to put this information on the disability form, I would recommend contacting EDD to confirm. Since the disability and insurance payments are for non-related things, I would assume it will not be an offset. Double check with them though to make sure. www.edd.ca.gov/Disability Good luck!

Is there a way to collect short term disability during pregnancy if your office insurance does not provide it?

Question: I was really counting on this during my pregnancy and I just found out today that we only have health and life insurance. I was wondering if there were any other outside companies that provide it.

Answer: yes there are outside insurance companies you could purchas a policy from but if you are already pregnant you are unlikely to get a policy or to have a policy pay out benefits since it'll be viewed as a preexisting condition. However, you should research what your state and local city offers for public assistance - there are many municipalities that have special programs to help uninsured pregnant women get proper prenatal care. Or, if you are not yet pregnant, you could look to purchase private short-term disability insurance before you become pregnant. Good luck!

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